How to Register a Stripe Personal Account

If you’re building apps for overseas markets, tool websites, or subscription services and need to collect payments globally, we used to rely on PayPal, Wise, WorldFirst, and the like. But these days, the simplest and most versatile option for multi-scenario use is probably Stripe. Founded in the US, this integrated payment platform serves developers and merchants worldwide, accepting international credit cards like Visa and Mastercard, as well as Apple Pay. It offers transparent withdrawal fees, supports both API integration and payment links. While you can’t register from mainland China, having a Hong Kong bank account makes it straightforward. I personally tested registering an Individual account using a mainland Chinese passport and a ZA Bank (Hong Kong) card — it went smoothly.

Here’s a quick walkthrough:

Access the site through a Hong Kong proxy: https://dashboard.stripe.com/register Select “Hong Kong SAR, China” as the registration region Choose “Individual” as the business type Fill in your basic info honestly; use Gmail or Outlook for email — avoid domestic providers List “Consulting” as your industry; enter a phone number where you can receive SMS For the website, put a personal blog For bank account, enter your ZA Bank details

After registration, go to Settings → Business. The system will prompt you for identity verification — upload the first page of your passport, and approval comes through quickly.

Then generate a payment link, pay yourself 10 yuan as a test, and the payment goes through!